Public Policy and Financial Regulation in Housing Sector (Case Study: One Million Houses and KPR FLPP)
Keywords:
Housing Backlog, KPR FLPP, Mortgage, One Million Housing Program, Package of Economic Policy XIII
Abstract
During Jokowi’s tenure, a lot of programs and policies that focusing on housing sector were built by him. Package of Economic Policy XIII is one of many policy’s package that Jokowi develop for managed housing of people who have low income (MBR) with target that chosen is built one million houses. The lack of availability of housing for low-income people, is one of the reasons for the policy package. In this research, author used qualitative method to analyst the phenomenon. The results of this study are the high rate of housing backlogs, the difficulty of obtaining housing at affordable prices, and discussing KPR schemes in Indonesia. The existence of these government programs does not significantly eliminate the phenomenon of housing a backlog. In addition, the existence of the program must be accompanied by high supervision from the government and accompanied by laws that bind violators.
References
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[23] World Bank. (2019). GDP Growth (annual %). Diambil kembali dari The World Bank: https://data.worldbank.org/indicator/NY.GDP.MKTP.KD.ZG?end=2017&locations=ID&start=2014
[2] Google Public Data. (2018). PDB Perkapita. Diambil kembali dari Google Public Cata: https://www.google.com/publicdata/explore?ds=d5bncppjof8f9_&met_y=ny_gdp_pcap_cd&idim=country:IDN:PHL:LAO&hl=id&dl=id#!ctype=l&strail=false&bcs=d&nselm=h&met_y=ny_gdp_pcap_cd&scale_y=lin&ind_y=false&rdim=region&idim=country:IDN&ifdim=region&hl=in&dl=in&in
[3] Trading Econommics. (2019). Indonesia Residential Property Price Index. Diambil kembali dari Trading Economics: https://tradingeconomics.com/indonesia/housing-index
[4] Badan Pusat Statistik. (2018). Produk Domestik Regional Bruto Per Kapita Atas Dasar Harga Konstan 2010 Menurut Provinsi, 2010 - 2017 (Ribu Rupiah). Diambil kembali dari Badan Pusat Statistik: https://www.bps.go.id/linkTableDinamis/view/id/958
[5] Azhar, Y. K. (2017). 10 Faktor Penentu Harga Rumah. Diambil kembali dari Housingestate.id: http://housingestate.id/read/2017/06/23/10-faktor-penentu-harga-rumah/
[6] Bank Tabungan Negara. (2019). KPR BTN Subsidi. Diambil kembali dari Bank BTN: https://www.btn.co.id/id/Conventional/Product-Links/Produk-BTN/Kredit-Konsumer/Pinjaman-Bangunan/KPR-BTN-Subsidi
[7] Bank Indonesia. (2019). Survei Harga Properti Residensial di Pasar Primer. Diambil kembali dari Bank Indonesia: https://www.bi.go.id/id/publikasi/survei/harga-properti-primer/Pages/SHPR-Tw.I-2019.aspx
[8] Al-Shareem, K., Yusof, N. A., Roosli, R. B., & Abdullah, A.-A. (2014). PPPs as a Housing Delivery for Affordable Housing Development in Yemen. Business Management Dynamics, 03(8), 1-22.
[9] CEIC. (2019). Indonesia House Prices Growth. Diambil kembali dari CEIC: https://www.ceicdata.com/en/indicator/indonesia/house-prices-growth
[10] Kementerian Kesehatan Republik Indonesia. (2016). Undang-undang Lindungi Hak Anak untuk Dapatkan Pelayanan Kesehatan. Diambil kembali dari Kementerian Kesehatan Republik Indonesia: http://www.depkes.go.id/article/view/16051800001/undang-undang-lindungi-hak-anak-untuk-dapatkan-pelayanan-kesehatan.html
[11] Kementerian Pekerjaan Umum dan Perumahan Rakyat. (2018). Badan Pengelola Tabungan Perumahan Segera Terbentuk Maret 2018 ini, Pemerintah Fokus Bangun Kredibilitas Lembaga . Diambil kembali dari Kementerian Pekerjaan Umum dan Perumahan Rakyat: https://www.pu.go.id/berita/view/15342/mohon-maaf-layanan-email-kementerian-pupr-akan-terganggu-karena-adanya-update-server-pada-hari-rabu-26-juni-2019-pkl-18-00-wib-s-d-pkl-22-00-wib#
[12] Kinanti, K. P. (2019). BP Tapera Dilantik, Program Tabungan Perumahan Segera Terealisasi. Diambil kembali dari Ekonomi: https://ekonomi.bisnis.com/read/20190331/47/906435/bp-tapera-dilantik-program-tabungan-perumahan-segera-terealisasi
[13] Kominfo. (2016). Paket Kebijakan Ekonomi XIII: Rumah Murah Untuk Rakyat. Diambil kembali dari Kominfo: https://www.kominfo.go.id/content/detail/7936/paket-kebijakan-ekonomi-xiii-rumah-murah-untuk-rakyat/0/berita
[14] Kurniawan, I., & Purwono, R. (2017). Property Price Bubble: Regional Analysis in Indonesia. Journal of Developing Economics, 02(1), 1-11.
[15] Otoritas Jasa Keuangan. (2019). Suku Bunga Dasar Kredit. Diambil kembali dari Otoritas Jasa Keuangan: https://www.ojk.go.id/id/kanal/perbankan/Pages/Suku-Bunga-Dasar.aspx
[16] Pusat Pengelolaan Dana Pembiayaan Perumahan. (2019). Syarat Penerima. Diambil kembali dari Pusat Pengelolaan Dana Pembiayaan Perumahan: http://ppdpp.id/syarat/
[17] Rosa, Y. (2013). Rumusan Metode Perhitungan Backlog Perumahan. Jurnal Permukiman, 8(2), 58-68.
[18] Sandy, K. F. (2019). Backlog Perumahan Sudah Berkurang 3,2 Juta Unit. Diambil kembali dari Sindonews.com: https://ekbis.sindonews.com/read/1352730/179/backlog-perumahan-sudah-berkurang-32-juta-unit-1541596175
[19] Badan Pusat Statistik. (2018). Ketimpangan Hidup di DKI Jakarta di atas Rata-rata Nasional. Diambil kembali dari Katadata.co.id: https://databoks.katadata.co.id/datapublish/2018/07/05/ketimpangan-di-dki-jakarta-di-atas-rata-rata-nasional
[20] Vajiranivesa, P. (2008). A Housing Demand Model: A Case Study of The Bangkok Metropolitan Region, Thailand. RMIT University, 1-9.
[21] Wedhaswary, I. (2014). "Nawa Cita", 9 Agenda Prioritas Jokowi-JK. Diambil kembali dari Kompas: https://nasional.kompas.com/read/2014/05/21/0754454/.Nawa.Cita.9.Agenda.Prioritas.Jokowi-JK
[22] Widjanarko, O. (2019). BI 7-Day Reverse Repo Rate Held at 6,00%: Strengthening External Stability, Maintaining Economic Growth Momentum . Diambil kembali dari Bank Indonesia: https://www.bi.go.id/en/ruang-media/siaran-pers/Pages/SP_211719.aspx
[23] World Bank. (2019). GDP Growth (annual %). Diambil kembali dari The World Bank: https://data.worldbank.org/indicator/NY.GDP.MKTP.KD.ZG?end=2017&locations=ID&start=2014
Published
2022-01-31
How to Cite
Idawicaksakti, M., Itaratnasari, M., & Rahadi, R. (2022, January 31). Public Policy and Financial Regulation in Housing Sector (Case Study: One Million Houses and KPR FLPP). International Journal of Innovation in Enterprise System, 6(01), 50-60. https://doi.org/https://doi.org/10.25124/ijies.v6i01.127
Section
Management and Systems Engineering
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
